Britney  Galvan

Britney Galvan

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$640,000

($165,077 down)
FHA

972 Nickerson Lane, Lincoln, CA 95648

4
2
1,910 sqft
PITI Monthly
$2,987.39 /mo

Listing courtesy of: Monica S Workman, Keller Williams Realty

Assumed Rate

4.38%
7.15%

Principal & Interest

$2,470 /mo
$3,340 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
SOAKING TUB
PATIO
CHARMING
NO HOA

Welcome to this stunning 4 bedroom, 2 bath single-story home in the heart of Lincoln! Just slightly over 2 years old, this home is essentially brand new and reflects true pride in homeownership with its cared for condition and thoughtful features. Enjoy the large and versatile open-concept layout, perfect for both everyday living and entertaining. The modern kitchen boasts a large island, stainless steel appliances, and plenty of storage and prep space. The primary suite is a generous size, offering a peaceful retreat with a spacious bathroom featuring a separate soaking tub perfect for relaxing at the end of the day. Step outside to a good-sized backyard featuring a covered patio with charming string lights - a peaceful setting for enjoying evenings outdoors. Additional highlights include owned solar, a full home water filtration system, and no HOA. Conveniently located within a 5 minute walk to the nearby elementary school and just minutes from downtown Lincoln, where you'll find a variety of shops, dining, and small-town charm. Don't miss the chance to own this move-in ready gem in one of Lincoln's most desirable neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.38
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,987.39/mo
Estimated Loan Balance
$477,844
Cash to close
$165,077
Interest Paid
$47,854

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Other
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $335.08
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:27:31.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $165,077 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $165,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$474,923
Your Cash$165,077
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$2,470/mo
Traditional @ 7.15%
$3,464/mo
You save $994/month ($11,928/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225032456

Listing From: MLS Metrolist

Last updated: 2025-04-23T23:57:04.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.38%
7.15%

Principal & Interest

$2,470 /mo
$3,340 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,077 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $165,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$474,923
Your Cash$165,077
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$2,470/mo
Traditional @ 7.15%
$3,464/mo
You save $994/month ($11,928/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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