Britney  Galvan

Britney Galvan

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$480,000

($112,693 down)
FHA

9640 Mosquito Road, Placerville, CA 95667

3
1
1,550 sqft
PITI Monthly
$2,133.27 /mo

Listing courtesy of: April McNicholas, Future Homes and Real Estate

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,686 /mo
$2,677 /mo

What's Special

SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
CHARMING

Private Hilltop Retreat with Local Winery View! Nestled in the foothills of Placerville, this charming single-level 3-bedroom, 1-bathroom home sits on nearly an acre of your own peaceful retreat. Tucked away for privacy yet just one mile from town, Highway 50, the Park & Ride, and the bike trail, this home offers the best of both worlds. Inside, enjoy real hardwood floors, granite countertops, and a gas fireplace that add warmth and character. A large picture window in the family room frames the beautiful view, while the spacious primary bedroom features a walk-in closet. Modern conveniences include HVAC and new solar, ensuring year-round comfort and energy efficiency. The outdoor space is just as impressive, with a front yard, side yard, and back patio, plus plenty of room for chickens, goats, RV parking, and extra vehicles. A lower land pad offers additional parking or future possibilities. If you're looking for privacy, charm, and convenience in a beautiful country setting, this home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,133.27/mo
Estimated Loan Balance
$371,745
Cash to close
$112,693
Interest Paid
$39,171

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace Insert, Gas
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Gas Log
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard, Partial, Wire, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $309.68
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:51:38.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $112,693 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $112,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$367,307
Your Cash$112,693
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,686/mo
Traditional @ 7.15%
$2,777/mo
You save $1,091/month ($13,088/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225021666

Listing From: MLS Metrolist

Last updated: 2025-04-22T23:27:37.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,686 /mo
$2,677 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $112,693 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $112,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$367,307
Your Cash$112,693
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,686/mo
Traditional @ 7.15%
$2,777/mo
You save $1,091/month ($13,088/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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