Britney  Galvan

Britney Galvan

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$589,900

($374,638 down)
FHA

9521 Pershing Avenue, Orangevale, CA 95662

3
2
1,319 sqft
PITI Monthly
$1,486.06 /mo

Listing courtesy of: Christal E Caladiao, GUIDE Real Estate

Assumed Rate

3.03%
7.15%

Principal & Interest

$1,130 /mo
$1,804 /mo

What's Special

REMODELED
LOCATION
SPACIOUS
GRANITE COUNTERTOPS
DECK
PRIVATE BACKYARD
CUL-DE-SAC
NO HOA

Fenced Greenbelt with Direct Lake Natoma Trail Access! Nestled in a quiet cul-de-sac, this beautifully updated single-story home sits on a spacious .52-acre lot with a fenced greenbelt backyard that backs into Natoma Park, offering direct access to Lake Natoma trails. An ideal location for joggers, cyclists, and equestrians, this home provides the perfect balance of privacy and outdoor adventure. Inside, you'll find original wood floors throughout, an open-concept kitchen with granite countertops, a central island, and freshly painted cabinets. The remodeled primary bath features dual sinks, granite countertops, tile flooring, and refurbished cabinets. French doors from the primary bedroom open to a private backyard deck, creating a peaceful retreat. Recent upgrades include a new roof, garage door, and water heater, along with completed dry rot and section 1 repairs. The HVAC system and electrical panel have been well-maintained. The home has city water, SMUD + PG&E utilities, and no HOA. The expansive backyard offers greenbelt views, lemon, grapefruit, clementine, lime trees, and excellent potential for an ADU. Enjoy the semi-rural charm of Orangevale while being just minutes from commuter routes, parks, and tails.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.03
Remaining Loan Term
21 years, 9 months
Monthly PITI
$1,486.06/mo
Estimated Loan Balance
$217,013
Cash to close
$374,638
Interest Paid
$60,687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central, Natural Gas
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Orangevale

Financial Details

  • Price per Sqft: $447.23
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:41:51.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $374,638 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $374,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.03% Sellers Rate
$215,262
Your Cash:$374,638
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 3.03%
$1,130/mo
Traditional @ 7.15%
$1,871/mo
You save $741/month ($8,888/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224132941

Listing From: MLS Metrolist

Last updated: 2025-04-16T19:16:37.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.03%
7.15%

Principal & Interest

$1,130 /mo
$1,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $374,638 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $374,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.03% Sellers Rate
$215,262
Your Cash:$374,638
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 3.03%
$1,130/mo
Traditional @ 7.15%
$1,871/mo
You save $741/month ($8,888/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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