Britney  Galvan

Britney Galvan

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$649,000

($266,133 down)
FHA

9150 Winding Oak Drive, Fair Oaks, CA 95628

3
2
1,713 sqft
PITI Monthly
$2,179.44 /mo

Listing courtesy of: Becky L Lund, Nick Sadek Sotheby's International Realty

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,713 /mo
$2,860 /mo

What's Special

LOCATION
PATIO
PRIVATE BACKYARD

This single-story home in desirable Rollingwood offers stylish comfort and easy living. Enjoy wide-plank laminate floors, plantation shutters, dual-pane windows, and updated light fixtures and ceiling fans under a durable Presidential comp roof that adds lasting value. Relax in the private backyard with a covered patio, shade awning, and sparkling built-in poolperfect for entertaining. You will love the prime location near highly-rated schools, close to beautiful Phoenix Park, and close proximity to the American River Bike Trail. With the thoughtful updates, inviting outdoor space, and unbeatable location, this home is the ideal place to create lasting memories!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,179.44/mo
Estimated Loan Balance
$385,085
Cash to close
$266,133
Interest Paid
$45,104

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Meter on Site, Meter Required
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame
  • Roof: Shingle
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fair Oaks

Financial Details

  • Price per Sqft: $378.87
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:10:54.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $266,133 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $266,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$382,867
Your Cash$266,133
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,713/mo
Traditional @ 7.15%
$2,966/mo
You save $1,253/month ($15,042/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225027977

Listing From: MLS Metrolist

Last updated: 2025-04-16T16:27:24.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,713 /mo
$2,860 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,133 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $266,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$382,867
Your Cash$266,133
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,713/mo
Traditional @ 7.15%
$2,966/mo
You save $1,253/month ($15,042/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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