Britney  Galvan

Britney Galvan

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$1,575,000

($723,498 down)
VA

9119 Eden Oak Circle, Granite Bay, CA 95746

4
4
3,451 sqft
PITI Monthly
$4,240.43 /mo

Listing courtesy of: Ted J DeFazio, Keller Williams Realty EDH

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,940 /mo
$6,146 /mo

What's Special

STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
PATIO
EFFICIENT

Assumable loan at 3.99%! Tucked away in Eden Roc, and completely private, this gated estate property is truly unique. Dual driveways lead to either the motor court or attached garages. All living spaces on a single level. Energy efficient with OWNED SOLAR and new multi-unit HVAC system. Natural light, Oak hardwood flooring and vaulted ceilings frame the casual spaces and make living here a treat. The gourmet kitchen features granite slab counters, stainless steel appliances and crisp white cabinetry with views of the back patio. Retreat to the master suite with fireplace, outdoor access, updated dual vanities, sunken tub and frameless glass shower. Three more bedrooms are found on this wing with updated hall bathroom. On the other side of the home is a large gathering room with attached full bathroom. The mature landscape and granite boulders create multiple private entertaining areas with room for expansion in the future. Large flat outdoor area above patio is perfect for an ADU and no restrictions from the HOA to build. Outdoor oasis for kids to play in this quiet, family friendly neighborhood and super easy access to Folsom Lake trails. Attend top rated Loomis public schools. Must see to appreciate!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,240.43/mo
Estimated Loan Balance
$858,109
Cash to close
$723,498
Interest Paid
$87,298

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan, MultiUnits, MultiZone
  • Heating: MultiUnits, MultiZone
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Master Bedroom, Dining Room, Family Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Traditional
Materials
  • Frame, Wood
  • Roof: Cement, Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Eden Roc
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $256
  • HOA Frequency: $Monthly
Location
  • Region: Granite Bay

Financial Details

  • Price per Sqft: $456.39
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:03:58.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $723,498 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $723,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$851,502
Your Cash$723,498
Total Purchase Price:$1,575,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,940/mo
Traditional @ 7.15%
$6,375/mo
You save $2,435/month ($29,219/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225049546

Listing From: MLS Metrolist

Last updated: 2025-04-23T23:06:15.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,940 /mo
$6,146 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $723,498 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $723,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$851,502
Your Cash$723,498
Total Purchase Price:$1,575,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,940/mo
Traditional @ 7.15%
$6,375/mo
You save $2,435/month ($29,219/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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