Britney  Galvan

Britney Galvan

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Active

$729,900

($89,243 down)
FHA

8637 Lakha Circle, Sacramento, CA 95828

4
3
2,481 sqft
PITI Monthly
$4,818.98 /mo

Listing courtesy of: Darlene Johnson, Goree & Thompson

Assumed Rate

6.95%
7.15%

Principal & Interest

$4,304 /mo
$4,392 /mo

What's Special

LOCATION
AWARD WINNING
SHOPPING
SPACIOUS
WALK-IN CLOSET
PATIO

Amazing opportunity to own one of Stonehaven's most sought-after floorplans! This spacious 4 Bedroom/3 full bath Vineyard home has all the amenities for a large and/or growing family. This home features an open kitchen with a large island, walk-in pantry, and an abundance of counter space and cabinetry. You'll be impressed with the great room that boasts high ceilings and large windows providing an enormous amount of natural light. Additional feature includes a downstairs bedroom with adjacent full bath perfect for guest or in-law quarters. Retreat upstairs to find a comfortable size loft, laundry room, home-office and 3 generous size bedrooms, including the primary suite with a large walk-in closet and ensuite bath. Step out to a nice size backyard with an extended concrete patio, perfect for entertaining. Ideal location, nears parks, eateries, and plenty of shopping. Award winning Elk Grove Unified School District. Combination of location, amenities and price makes this the perfect place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.95
Remaining Loan Term
28 years, 8 months
Monthly PITI
$4,818.98/mo
Estimated Loan Balance
$665,317
Cash to close
$89,243
Interest Paid
$59,872

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Arts & Crafts
Materials
  • Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: Stonehaven
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $294.2
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:01:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,243 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $89,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$640,657
Your Cash$89,243
Total Purchase Price:$729,900

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$4,304/mo
Traditional @ 7.15%
$4,556/mo
You save $251/month ($3,015/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048655

Listing From: MLS Metrolist

Last updated: 2025-04-19T00:52:21.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.95%
7.15%

Principal & Interest

$4,304 /mo
$4,392 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,243 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $89,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$640,657
Your Cash$89,243
Total Purchase Price:$729,900

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$4,304/mo
Traditional @ 7.15%
$4,556/mo
You save $251/month ($3,015/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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