Britney  Galvan

Britney Galvan

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Active

$539,888

($182,841 down)
VA

841 Lincolnshire Circle, Lincoln, CA 95648

4
3
2,118 sqft
PITI Monthly
$1,874.81 /mo

Listing courtesy of: Brian K Zufelt, Realty ONE Group Complete

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,708 /mo
$2,681 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS

Welcome to Cerrada, a wonderful gated community in Lincoln Crossing! This home, built in 2020, features 4 bedrooms and 3 bathrooms and has been meticulously maintained. On the first floor, you'll find the kitchen, living room, and half bath. The second story offers 4 bedrooms and a spacious loft. Both the front and back yards require minimal maintenance. The property comes with an owned solar system with 13 panels, ensuring low electricity bills. The HOA includes internet and access to Lincoln Crossing's Community Center, where you can enjoy 3 outdoor pools, a splash pad, an indoor lap pool, a hot tub, a sauna, gym, and more. You'll be close to shopping, dining, and nature trails, with easy access to Highway 65. Experience a vacation-like lifestyle in this GATED community! AND the current VA loan is assumable at 2.25% for a VA buyer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,874.81/mo
Estimated Loan Balance
$720,198
Cash to close
$182,841
Interest Paid
$55,722

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Concrete, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Fenced, Wood, Full
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected & Paid, In & Connected, Public Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Concrete, Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lincoln Crossing Village
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $243
  • HOA Frequency: $Monthly
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $254.9
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:12:28.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,841 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $182,841!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$357,047
Your Cash$182,841
Total Purchase Price:$539,888

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,708/mo
Traditional @ 7.15%
$2,781/mo
You save $1,073/month ($12,877/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225051091

Listing From: MLS Metrolist

Last updated: 2025-04-24T00:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,708 /mo
$2,681 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,841 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $182,841!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$357,047
Your Cash$182,841
Total Purchase Price:$539,888

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,708/mo
Traditional @ 7.15%
$2,781/mo
You save $1,073/month ($12,877/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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