Britney  Galvan

Britney Galvan

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$550,000

($206,005 down)
FHA

8024 Springarden Way, Sacramento, CA 95828

4
2
1,700 sqft
PITI Monthly
$1,984.42 /mo

Listing courtesy of: Michelle R Smith, Coldwell Banker Realty

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,553 /mo
$2,529 /mo

What's Special

MODERN
RENOVATED
FIREPLACE
COZY
EFFICIENT
SOLAR PANELS

Step inside this beautifully updated 4-bedroom, 2-bathroom residence where modern meets timeless charm. With an open floor plan that invites natural light, a stunning kitchen featuring quartz countertops and a peninsula with seating for four, and two stylishly renovated bathrooms, this home is designed for effortless living and entertaining. Each bedroom includes custom closet systems for organized storage, while a cozy wood-burning fireplace adds warmth and ambiance. Outside, you'll find a resort-style pool perfect for sunny days, complemented by energy-efficient solar panels to lower utility bills. This property truly is all about enhancing elegance, comfort, and thoughtful upgrades to cater to your lifestyle. Don't miss your chance to call this extraordinary home yoursschedule a private tour today!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,984.42/mo
Estimated Loan Balance
$345,146
Cash to close
$206,005
Interest Paid
$37,042

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Family Room, Wood Burning
  • Flooring: Laminate, See Remarks

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Treatment Equipment, Water District
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, Pool Sweep, Gunite Construction

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southfield
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $323.53
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:09:15.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $206,005 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $206,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$343,995
Your Cash$206,005
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,553/mo
Traditional @ 7.15%
$2,623/mo
You save $1,071/month ($12,849/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225042622

Listing From: MLS Metrolist

Last updated: 2025-04-22T16:45:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,553 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,005 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $206,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$343,995
Your Cash$206,005
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,553/mo
Traditional @ 7.15%
$2,623/mo
You save $1,071/month ($12,849/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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