$449,000
($120,900 down)7400 Pratt Avenue, Citrus Heights, CA 95621
PITI Monthly
Listing courtesy of: Gina M DeLucchi, M.O.R.E. Real Estate Group
Assumed Rate
2.87%
7.15%Principal & Interest
$1,478 /mo
$2,407 /moWhat's Special
Welcome to this charming 3 bed, 2 bath home in Citrus Heights a true blank slate ready for your personal touch! Step into the formal living area, where large, beautiful windows flood the space with natural light. The dedicated dining area flows seamlessly into the kitchen, making it perfect for entertaining. The cozy living room features a natural wood-burning fireplace, ideal for relaxing evenings. The home also includes a convenient laundry closet. The spacious primary suite offers an ensuite bathroom and direct access to the backyard. Step outside to enjoy the covered patio overlooking a lush green yard filled with mature trees perfect for morning coffee or weekend gatherings. Located in a quiet neighborhood with easy access to local amenities, this home offers comfort, potential, and value. Recent updates include a newer HVAC system and garage door opener. Don't miss your chance to call this one home!
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,627.66/mo
Estimated Loan Balance
$345,719
Cash to close
$120,900
Interest Paid
$35,255
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Electric, Fireplace(s)
Features
- Materials: Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Brick, Family Room
- Flooring: Carpet, Vinyl
Exterior
Fencing
- Fencing:
Roof
- Roof: Shingle
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: Public Sewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style:
Materials
- Wood
- Roof: Shingle
Condition
- Year Built: 1984
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: No
Location
- Region: Citrus Heights
Financial Details
- Price per Sqft: $335.83
- Tax Annual Amount: $
- On Market Date: 2025-04-24T21:10:12.000Z
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225051067
Listing From: MLS Metrolist
Last updated: 2025-04-24T21:06:57.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,478 /mo
$2,407 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $120,900!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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