Britney  Galvan

Britney Galvan

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$1,150,000

($476,544 down)
VA

709 Spumante Court, El Dorado Hills, CA 95762

3
3
3,152 sqft
PITI Monthly
$3,519.61 /mo

Listing courtesy of: Manny Cazares, eXp Realty of California, Inc.

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,220 /mo
$4,837 /mo

What's Special

LOCATION
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
PATIO
PRIVATE BACKYARD
LANDSCAPED
CUL-DE-SAC

This fabulous single-story home is located in a prime cul-de-sac location, just a short walk to Promontory Park. The oversized living room/dining room combination features hardwood laminate floors, 12' volume ceilings, a display of viewing windows, and a set of French doors that open up to and capture the splendor of the front and side courtyards. The formal office highlights double entry doors and wood laminate floors. The grand family room is open to the kitchen and features a fireplace with precast surround, high ceilings, and a display of windows that capture picture-perfect views of the backyard. The chef's kitchen boasts a center island with an eating bar, granite slab counters, double ovens, a five-burner gas cooktop, custom pull-out cabinets, tile floors, and a spacious breakfast nook with a French door that leads out to the courtyard. The bright and private master retreat features sliding glass doors that open out to the backyard and a sumptuous master bath that will not disappoint. The side courtyard is perfect for Al Fresco dining and spotlights an extensive patio cover, ambient lights, and lushly landscaped grounds. The private backyard features beautiful grounds, lawn areas, and patios perfect for grand entertaining. A 4-car garage. Must see this property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.51
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,519.61/mo
Estimated Loan Balance
$679,650
Cash to close
$476,544
Interest Paid
$73,262

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Heating: Central, Gas, MultiZone
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Log
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood, Full
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Promontory
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $206
  • HOA Frequency: $Monthly
Location
  • Region: El Dorado Hills

Financial Details

  • Price per Sqft: $364.85
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:48:55.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $476,544 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $476,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$673,456
Your Cash$476,544
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,220/mo
Traditional @ 7.15%
$5,017/mo
You save $1,797/month ($21,567/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038423

Listing From: MLS Metrolist

Last updated: 2025-04-23T03:03:55.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,220 /mo
$4,837 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $476,544 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $476,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$673,456
Your Cash$476,544
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,220/mo
Traditional @ 7.15%
$5,017/mo
You save $1,797/month ($21,567/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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