$700,000
($455,814 down)7004 Laurel Oak Way, Fair Oaks, CA 95628
PITI Monthly
Listing courtesy of: Heidi Gross, Capital Realty
Assumed Rate
5.25%
7.15%Principal & Interest
$2,064 /mo
$2,524 /moWhat's Special
==== THIS IS IT! ==== Outstanding opportunity to own this spacious, nicely-maintained home commuter-close to everything * This home has it all! * RV/BOAT PARKING with 30 amp plug-in and water line * OWNED SOLAR * Entertainment friendly floor plan * Huge primary suite with direct access to backyard * Separate family and living rooms * Expansive 0.42 acre backyard with sparkling pool, covered patio, gazebo, fire pit, dog run, and much more * Nearly $150,000 in recent upgrades including 44-panel solar, new roof, new gutters with leaf guards, new HVAC, and new whole house fan * No reasonable offer refused * HURRY!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
5.25
Remaining Loan Term
14 years, 0 months
Monthly PITI
$2,495.29/mo
Estimated Loan Balance
$503,636
Cash to close
$455,814
Interest Paid
$267,690
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central, Fireplace(s)
Features
- Materials: Stucco, Frame, Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Family Room, Wood Burning
- Flooring: Carpet, Tile, Wood
Exterior
Fencing
- Fencing: Back Yard, Chain Link, Wood
Roof
- Roof: Shingle, Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Meter on Site, Water District, Public
Pool
- Has Pool: Yes
- Pool Features: Built-In, On Lot, Gunite Construction
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Frame, Wood
- Roof: Shingle, Composition
Condition
- Year Built: 1975
Details
- Builder:
Community & HOA
Community
- Subdivision: Lincoln Oaks
- Features:
HOA
- Has HOA: No
Location
- Region: Fair Oaks
Financial Details
- Price per Sqft: $281.35
- Tax Annual Amount: $
- On Market Date: 2025-04-23T08:11:08.000Z
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Loan Breakdown
Assumed vs Traditional Mortgage
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MLS ID: 225043744
Listing From: MLS Metrolist
Last updated: 2025-04-18T16:11:28.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.25%
7.15%Principal & Interest
$2,064 /mo
$2,524 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $455,814!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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