Britney  Galvan

Britney Galvan

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$475,000

($193,492 down)
FHA

7000 Rio Linda Boulevard, Rio Linda, CA 95673

3
2
1,189 sqft
PITI Monthly
$1,643.65 /mo

Listing courtesy of: Tina L Ratcliff, Professional Realty Associates

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,261 /mo
$2,062 /mo

What's Special

3.125% assumable rate?? Own this house for $2800 a month! Discover your own personal retreat with the swimming pool, palm trees and plenty of entertaining space. Dive into the relaxation in the refreshing swimming pool and the beautification of this extensively updated property which offers both tranquility and accessibility. Plenty of room for your guests to park in the front with the fully concreted front of the house, as well as the rv parking on the side of the house.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,643.65/mo
Estimated Loan Balance
$283,283
Cash to close
$193,492
Interest Paid
$28,542

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rio Linda

Financial Details

  • Price per Sqft: $399.5
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:06:37.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $193,492 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $193,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$281,508
Your Cash$193,492
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,261/mo
Traditional @ 7.15%
$2,139/mo
You save $878/month ($10,533/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225042272

Listing From: MLS Metrolist

Last updated: 2025-04-07T04:46:35.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,261 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,492 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $193,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$281,508
Your Cash$193,492
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,261/mo
Traditional @ 7.15%
$2,139/mo
You save $878/month ($10,533/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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