$440,000
($113,405 down)677 Village Drive, Galt, CA 95632
PITI Monthly
Listing courtesy of: Lisa Wiese, Better Homes and Gardens RE
Assumed Rate
2.87%
7.15%Principal & Interest
$1,474 /mo
$2,401 /moWhat's Special
Welcome to this charming 2 bedroom, 2 bath home in the gated Emerald Village 55+ Senior community. This home offers an open and relaxing floor plan. The kitchen with stainless steel appliances flows to the cozy dining area and comfortable living room. Adjacent to the living area is the second bedroom perfect for guests, office or TV room. The large primary bedroom has an en-suite with walk-in closet and soaking tub. Outside, which has access from the primary bedroom and kitchen, the covered patio provides a great space for outdoor entertaining while being low maintenance. Step out for a stroll to the clubhouse to enjoy the pool/hottub, lounge, exercise facility and park. Walk to the conveniently located Raley's and Walmart, coffee shops, restaurants, Postnet and much more. Hurry and make this beautifUl property your own.Great opportunity to take advantage of assuming the 2.5% mortgage.
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,623.99/mo
Estimated Loan Balance
$328,664
Cash to close
$113,405
Interest Paid
$35,168
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central
Features
- Materials: Stucco, Frame
- Community: Unknown
- Has Fireplace: No
- Fireplace Features:
- Flooring: Laminate, Linoleum, Tile
Exterior
Fencing
- Fencing: Back Yard
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Cottage, Traditional
Materials
- Stucco, Frame
- Roof: Composition
Condition
- Year Built: 2003
Details
- Builder:
Community & HOA
Community
- Subdivision: Emerald Village
- Features:
HOA
- Has HOA: Yes
- HOA Name:
- HOA Amenities: Unknown
- HOA Fee: $332
- HOA Frequency: $Monthly
Location
- Region: Galt
Financial Details
- Price per Sqft: $392.16
- Tax Annual Amount: $
- On Market Date: 2025-04-23T00:32:30.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $113,405!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 224125950
Listing From: MLS Metrolist
Last updated: 2025-03-31T16:47:06.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,474 /mo
$2,401 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $113,405!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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