Britney  Galvan

Britney Galvan

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$479,000

($32,808 down)
FHA

6611 Branchwater Way, Citrus Heights, CA 95621

3
2
1,543 sqft
PITI Monthly
$3,001.01 /mo

Listing courtesy of: Gabriella Alvarez, Realty ONE Group Complete

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,503 /mo
$3,157 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
VAULTED CEILINGS
COZY

Welcome to this lovely cared for home! Light and bright with vaulted ceilings enhance this charmer. Relax in the separate living room or entertain in the family/dining combination open kitchen area. Owners suite offers a flex room that could be turned into a 4th bedroom. The backyard is well manicured and includes a cozy firepit. Dual pane windows throughout. Home is centrally located with easy access to Hwy-80 and surrounded by great parks with walking/biking trails, close to shopping, restaurants, and entertainment!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,001.01/mo
Estimated Loan Balance
$448,131
Cash to close
$32,808
Interest Paid
$64,575

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Linoleum, Vinyl

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Citrus Heights

Financial Details

  • Price per Sqft: $310.43
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T01:10:21.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $32,808 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $32,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$446,193
Your Cash$32,808
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,503/mo
Traditional @ 7.15%
$3,274/mo
You save $771/month ($9,253/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225008828

Listing From: MLS Metrolist

Last updated: 2025-04-18T02:41:19.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,503 /mo
$3,157 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,808 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $32,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$446,193
Your Cash$32,808
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,503/mo
Traditional @ 7.15%
$3,274/mo
You save $771/month ($9,253/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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