Britney  Galvan

Britney Galvan

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$329,000

($54,110 down)
VA

6596 Spring Way, Somerset, CA 95684

2
1
1,080 sqft
PITI Monthly
$1,409.15 /mo

Listing courtesy of: Meri Brimhall, Keller Williams Realty EDH

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,259 /mo
$1,999 /mo

What's Special

SERENE
DECK
CHARMING
COZY

Charming Country Getaway with Private River Access in Wine Country! Escape to the peaceful countryside in this adorable 2-bedroom, 1-bath home located in the heart of El Dorado County's sought-after wine country. Whether you're a first-time homebuyer, looking for a vacation retreat, or dreaming of a tranquil lifestyle, this cozy home has it all. Step inside and feel instantly at home with a warm and inviting living space, featuring a beautiful rock-surround wood-burning stoveperfect for those crisp winter evenings. The eat-in kitchen offers a cozy spot for morning coffee or intimate dinners, while the convenient inside laundry adds everyday ease. Enjoy the best of indoor-outdoor living with both front and back decksideal for relaxing, entertaining, or soaking up the serene natural setting. The fully fenced backyard provides privacy and space for pets, gardening, or play. Additional perks include a one-car garage and generous under-house storage for all your tools and toys. Best of all, you're just a few minute walk to multiple private community river access points, imagine swimming, fishing, or simply enjoying a picnic by the water whenever you like.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,409.15/mo
Estimated Loan Balance
$277,648
Cash to close
$54,110
Interest Paid
$28,551

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Wall Furnace, Wood Stove
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Stove
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Somerset

Financial Details

  • Price per Sqft: $304.63
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:10:20.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,110 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $54,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,890
Your Cash$54,110
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,259/mo
Traditional @ 7.15%
$2,074/mo
You save $815/month ($9,775/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225049787

Listing From: MLS Metrolist

Last updated: 2025-04-23T18:36:22.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,259 /mo
$1,999 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,110 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $54,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,890
Your Cash$54,110
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,259/mo
Traditional @ 7.15%
$2,074/mo
You save $815/month ($9,775/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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