Britney  Galvan

Britney Galvan

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$559,000

($106,800 down)
FHA

6185 Ladies Valley Road, Placerville, CA 95667

2
3
1,724 sqft
PITI Monthly
$2,553.08 /mo

Listing courtesy of: Denise Barnhart, RE/MAX Gold

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,039 /mo
$3,309 /mo

What's Special

MODERN
LUXURY
DECK
CHARMING
COZY
RENTAL INCOME
SECOND HOME

This 5.4-acre property has it all including 2 homes, a barn and pasture for horses, hoop greenhouse and a private country setting. The main home is a charming 2-bed, 2-bath retreat with modern farmhouse vibes. The stylish kitchen has butcher block countertops, apron sink & stainless appliances. Luxury vinyl plank flooring flows throughout and a wood stove in the living room makes for cozy nights. Soak in sunset views from the front deck. The second home is a 450 sqft 1-bed, 1-bath guest house with a full kitchen, great for extended family, rental income, or a private retreat. Tucked away in a private setting, there's plenty of space to entertain, garden, or simply enjoy country living. If you've been dreaming of a home with room to roam, this one is calling your name!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,553.08/mo
Estimated Loan Balance
$471,607
Cash to close
$106,800
Interest Paid
$46,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Wood Stove
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Metal, Partial Cross
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Treatment Equipment, Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: 2 Houses on Lot
  • Architectural Style: Ranch
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $324.25
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:48:58.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,800 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $106,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$452,200
Your Cash$106,800
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,039/mo
Traditional @ 7.15%
$3,433/mo
You save $1,393/month ($16,719/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038217

Listing From: MLS Metrolist

Last updated: 2025-04-22T02:10:25.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,039 /mo
$3,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,800 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $106,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$452,200
Your Cash$106,800
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,039/mo
Traditional @ 7.15%
$3,433/mo
You save $1,393/month ($16,719/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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