Britney  Galvan

Britney Galvan

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$379,000

($47,001 down)
VA

5983 Eagle Trace Ln, Banning, CA 92220

2
2
1,254 sqft
PITI Monthly
$2,031.64 /mo

Listing courtesy of: Andrew English, Congress Realty, Inc

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,487 /mo
$2,431 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
RETIREMENT

Located on a corner lot in the ACTIVE 55+ RESORT LIFESTYLE community of Sun Lakes Country Club, this stylish home features 2 bedrooms, den/office, 2 baths, spacious living room with fireplace, dining area, light-filled kitchen. Throughout the home updated paint decor flooring of vinyl and carpet. The primary bedroom includes a primary bathroom, a walk-in closet, and a sliding door that opens to the backyard. Both guest bedroom is the perfect size for overnight stays and is near the second full bath. A spacious 2 car attached garage includes space for a golf cart. New appliance's, washer dryer , garage door and belt drive opener , new inside and outside lighting , plumbing valves, pretty much almost all redone . This would be a fantastic rental or retirement home at this 55 plus gated community with on site security.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,031.64/mo
Estimated Loan Balance
$334,787
Cash to close
$47,001
Interest Paid
$33,661

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes HOA
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $302.23
  • Tax Annual Amount: $4737.5
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $47,001 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $47,001!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$331,999
Your Cash$47,001
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,487/mo
Traditional @ 7.15%
$2,522/mo
You save $1,035/month ($12,423/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025465SD

Listing From:

Last updated: 2025-04-25T19:23:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,487 /mo
$2,431 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,001 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $47,001!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$331,999
Your Cash$47,001
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,487/mo
Traditional @ 7.15%
$2,522/mo
You save $1,035/month ($12,423/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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