Britney  Galvan

Britney Galvan

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$625,000

($523,643 down)
FHA

5348 Pacific Palm Court, Fair Oaks, CA 95628

4
3
2,158 sqft
PITI Monthly
$821.13 /mo

Listing courtesy of: Della Johnson, Better Homes and Gardens RE

Assumed Rate

4.46%
7.15%

Principal & Interest

$574 /mo
$769 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
MODERN
GRANITE COUNTERTOPS
CUL-DE-SAC

You are going to LOVE this home! This stunning 4-bedroom house lives like a single-story, with an additional loft, full bathroom with a jetted tub, and a bedroom upstairs. Contemporary stair railings add a modern touch, while beautiful updates throughout create a warm and inviting atmosphere. Recently updated modern wide plank laminate wood flooring and updated fixtures throughout. The open-concept kitchen, featuring granite countertops, overlooks the family room. Recent upgrades include a newer dishwasher and microwave (2024), plus an additional split system and an updated electrical panel (2023). Nestled at the end of a quiet cul-de-sac, this home has a large backyard and is just around the corner from a park. Plus, you're only minutes away from shopping, dining, and other great amenities. Don't miss seeing this very special home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
24 years, 1 months
Monthly PITI
$821.13/mo
Estimated Loan Balance
$102,208
Cash to close
$523,643
Interest Paid
$28,506

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Ductless
  • Heating: Central, Ductless
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fair Oaks

Financial Details

  • Price per Sqft: $289.62
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:02:59.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $523,643 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $523,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$101,357
Your Cash:$523,643
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$574/mo
Traditional @ 7.15%
$797/mo
You save $223/month ($2,680/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225040627

Listing From: MLS Metrolist

Last updated: 2025-04-22T19:07:57.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$574 /mo
$769 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $523,643 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $523,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$101,357
Your Cash:$523,643
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$574/mo
Traditional @ 7.15%
$797/mo
You save $223/month ($2,680/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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