Britney  Galvan

Britney Galvan

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$460,000

($101,710 down)
VA

5338 Ygnacio, Sacramento, CA 95842

4
2
1,315 sqft
PITI Monthly
$1,783.71 /mo

Listing courtesy of: Corey R Copeland, Copeland Realty and Mortgage

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,617 /mo
$2,634 /mo

What's Special

GREAT CURB APPEAL
MASTER SUITE
PATIO

Ideal house for first time home buyer or investor, great curb appeal, and perfect for a growing family. This home features four bedrooms including a master suite, upgraded master shower with marble, new kitchen hood vent, new ceiling fans, new kitchen lights and fixtures, 3 year old Samsung washer, dryer, stove and refrigerator, a new garage motor and openers, a nice covered patio, and much more.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,783.71/mo
Estimated Loan Balance
$360,559
Cash to close
$101,710
Interest Paid
$38,581

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Brick Veneer, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Larchmont Foothills
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $349.81
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:39:01.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,710 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $101,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$358,290
Your Cash$101,710
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,617/mo
Traditional @ 7.15%
$2,732/mo
You save $1,115/month ($13,383/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225016469

Listing From: MLS Metrolist

Last updated: 2025-04-24T04:47:09.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,617 /mo
$2,634 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,710 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $101,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$358,290
Your Cash$101,710
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,617/mo
Traditional @ 7.15%
$2,732/mo
You save $1,115/month ($13,383/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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