Britney  Galvan

Britney Galvan

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$598,000

($100,507 down)
FHA

5321 Bluebell Lane, Roseville, CA 95747

3
3
1,779 sqft
PITI Monthly
$3,688.04 /mo

Listing courtesy of: Debbie Austin, Keller Williams Realty

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,291 /mo
$3,402 /mo

What's Special

SERENE
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
CLUBHOUSE
FITNESS CENTER

Embrace exceptional 55+ living in this beautifully crafted home, built in 2024 and better than new! Nestled in the prestigious, gated Heritage Placer Vineyards community, this active adult neighborhood seamlessly combines luxury and comfort. This 1779 square-foot, single-story residence is thoughtfully designed with 3-bedrooms, 3-bathrooms, and includes modern smart home technology and impressive energy efficiency. Spacious hallways and wide doorways offer an open, inviting flow throughout the home. The gourmet kitchen is a chef's dream, featuring elegant granite countertops, a large island with room for seating, stainless steel appliances, double ovens, soft-close cabinetry, and a walk-in pantry. The primary suite provides a serene retreat with a walk-in shower, dual vanities, and a spacious walk-in closet. A secondary suite offers flexibility to be used for guests, family, or as caregiver quarters. Outdoors, the fully landscaped backyard with a covered patio invites year-round enjoyment, including a lush grassy area and a generous storage shed. The community boasts a clubhouse, pool, fitness center, sports courts, bocce ball and a communal garden. Don't miss the chance to own this beautiful home in a community designed to elevate your lifestyle!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,688.04/mo
Estimated Loan Balance
$499,319
Cash to close
$100,507
Interest Paid
$39,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $228
  • HOA Frequency: $Monthly
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $336.14
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:08:29.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,507 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $100,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$497,493
Your Cash$100,507
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,291/mo
Traditional @ 7.15%
$3,529/mo
You save $238/month ($2,861/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225050377

Listing From: MLS Metrolist

Last updated: 2025-04-22T17:22:28.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,291 /mo
$3,402 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,507 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $100,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$497,493
Your Cash$100,507
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,291/mo
Traditional @ 7.15%
$3,529/mo
You save $238/month ($2,861/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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