Britney  Galvan

Britney Galvan

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$825,000

($173,558 down)
FHA

5112 Bengal Court, Elk Grove, CA 95757

5
3
3,146 sqft
PITI Monthly
$4,825.51 /mo

Listing courtesy of: LuAnn Shikasho, eXp Realty of California Inc.

Assumed Rate

6.91%
7.15%

Principal & Interest

$4,309 /mo
$4,415 /mo

What's Special

FRESH PAINT
SHOPPING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
HOME OFFICE
DECK
SOLAR PANELS
NO HOA

This beautifully designed residence offers 3,146 square feet of living space, with 5 bedrooms and 3 full bathrooms, plenty of room for family, guests, or a home office. Soaring vaulted ceilings add a sense of grandeur and openness, creating a bright and airy atmosphere throughout the home. The open-concept kitchen is a host's dream, complete with sleek granite countertops, stylish laminated wood flooring, and fresh paint with updated fixtures, including a modern sink and faucet. Step outside to your oasis. The spacious backyard is perfect for entertaining, with a custom deck, lush landscaping, and an above-ground pool with deck surround, ideal for summer lounging and memorable gatherings. This home also features solar panels for energy efficiency and a water softening system, adding comfort and sustainability to your everyday lifestyle. This home is in the award-winning Elk Grove School District, close to shopping, restaurants, parks, and easy commuter access to freeways. NO HOA! Hurry on over to see it first!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.91
Remaining Loan Term
29 years, 9 months
Monthly PITI
$4,825.51/mo
Estimated Loan Balance
$653,097
Cash to close
$173,558
Interest Paid
$11,282

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Above Ground

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Shingle
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elk Grove

Financial Details

  • Price per Sqft: $262.24
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:58:17.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $173,558 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $173,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$651,442
Your Cash$173,558
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$4,309/mo
Traditional @ 7.15%
$4,579/mo
You save $270/month ($3,241/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048303

Listing From: MLS Metrolist

Last updated: 2025-04-22T23:51:48.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$4,309 /mo
$4,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,558 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $173,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$651,442
Your Cash$173,558
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$4,309/mo
Traditional @ 7.15%
$4,579/mo
You save $270/month ($3,241/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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