Britney  Galvan

Britney Galvan

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$1,199,000

($272,520 down)
VA

5081 Courtney Way, El Dorado Hills, CA 95762

4
4
3,313 sqft
PITI Monthly
$5,356.77 /mo

Listing courtesy of: Melanie K Veimoen, eXp Realty of California Inc.

Assumed Rate

4.75%
7.15%

Principal & Interest

$5,057 /mo
$6,547 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
MASTER SUITE
PRIVATE BACKYARD

This beautiful home has a spacious floorplan with 3,300+ sq ft, 4 beds, 3.5 baths, office, loft, separate living & dining rooms, gorgeous kitchen, large family room & 4 car tandem garage. Kitchen has SS KitchenAid appliances, quartz counters, subway tile backsplash and walk-in pantry. The family room is warmed by a fireplace for those cooler evenings & a wall of windows that let in the views of the resort-like backyard. There is a main-level jr. suite & the laundry room has a sink & cabinets. Upstairs there is a large loft, 2 additional bedrooms & the master suite with a spa-like bath. Enjoy your summers in this peaceful & private backyard with a solar heated pool that has a Cabo shelf, waterfall & a hot tub. Desirable Serrano village near parks, dining & award-winning schools.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$5,356.77/mo
Estimated Loan Balance
$933,346
Cash to close
$272,520
Interest Paid
$123,969

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Starter
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Spanish Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Fenced, Gunite Construction, Solar Heat

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Mediterranean
Materials
  • Stucco, Wood
  • Roof: Spanish Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Serrano Village F
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $277
  • HOA Frequency: $Monthly
Location
  • Region: El Dorado Hills

Financial Details

  • Price per Sqft: $361.91
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:17:14.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $272,520 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $272,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$926,480
Your Cash$272,520
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$5,057/mo
Traditional @ 7.15%
$6,791/mo
You save $1,735/month ($20,815/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225028975

Listing From: MLS Metrolist

Last updated: 2025-04-03T22:42:54.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$5,057 /mo
$6,547 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,520 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $272,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$926,480
Your Cash$272,520
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$5,057/mo
Traditional @ 7.15%
$6,791/mo
You save $1,735/month ($20,815/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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