Britney  Galvan

Britney Galvan

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$543,900

($254,086 down)
FHA

4891 Heavens Court, Lotus, CA 95651

3
2
1,520 sqft
PITI Monthly
$1,714.45 /mo

Listing courtesy of: Patti Smith, Patti Smith Real Estate

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,325 /mo
$2,128 /mo

What's Special

DINING
SPACIOUS
MODERN
PATIO
SOLAR PANELS

Living on Heavens court is heavenly. Riverview Paradise: Your Dream Home on 5 Private Acres Discover the ultimate blend of nature and comfort with this stunning 3-bedroom, 2-bathroom home nestled on 5 private acres just off Lotus Road. This 1,520 sq ft single-story residence offers recreation you can indulge in rafting, kayaking, fishing, swimming, or simply soaking in the breathtaking views of the river and valleys. Spacious and Bright: Large picture windows fill the home with natural light and provide captivating views of the surrounding landscape. The well-sized bedrooms ensure plenty of space for everyone. Modern Convenience: The kitchen is fully equipped with modern appliances, making meal preparation a joy. The home also boasts solar panels, ensuring energy efficiency and helping you avoid the PGE blues. Outdoor Living at its Best: Enjoy BBQs and outdoor dining on the expansive patio, perfect for entertaining or relaxing in your own slice of paradise. Ideal for Farm and 4H Projects: The property is fully fenced and cross-fenced, making it perfect for farm animals and gardens. Whether you're an aspiring farmer or looking for the perfect space for 4H projects, this property is ready for you The attached 2-car garage offers plenty of storage

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,714.45/mo
Estimated Loan Balance
$292,219
Cash to close
$254,086
Interest Paid
$33,099

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central, Electric, Wood Stove
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial, Partial Cross
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lotus

Financial Details

  • Price per Sqft: $357.83
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:12:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,086 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $254,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$289,814
Your Cash$254,086
Total Purchase Price:$543,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,325/mo
Traditional @ 7.15%
$2,207/mo
You save $882/month ($10,586/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225043868

Listing From: MLS Metrolist

Last updated: 2025-04-16T18:48:06.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,325 /mo
$2,128 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,086 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $254,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$289,814
Your Cash$254,086
Total Purchase Price:$543,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,325/mo
Traditional @ 7.15%
$2,207/mo
You save $882/month ($10,586/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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