Britney  Galvan

Britney Galvan

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Active

$399,000

($106,850 down)
FHA

4751 42nd Street, Sacramento, CA 95820

4
3
1,527 sqft
PITI Monthly
$1,686.06 /mo

Listing courtesy of: Sondra Madden, 1st Choice Realty & Associates

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,311 /mo
$2,144 /mo

What's Special

SPACIOUS
MODERN
MASTER SUITE
PATIO
COZY

**Seller has 2.49% assumable rate.**Get ready to fall in love with this incredible 4-bedroom, 3-bath home that's just waiting for you! With a BRAND NEW ROOF, this gem features not one, but TWO MASTER suites perfect for guests or as a cozy mother-in-law suite complete with its own private bathroom and separate entry. The stunning updated kitchen boasts sleek quartz countertops and a top-of-the-line Samsung refrigerator, while stylish vinyl plank flooring flows throughout the home, giving it a modern vibe. Step outside and enjoy the spacious front yard or the fully fenced backyard, which is perfect for gatherings with friends and family. The expansive covered patio invites you to unwind and savor the outdoors. Plus, the one-car garage and barn-style Tuff Shed offer plenty of storage options for all your needs. To top it off, a mature grapefruit tree adds a delightful touch of charm to the property. This home is ready for you to step in and make it your own don't wait too long to seize this amazing opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,686.06/mo
Estimated Loan Balance
$318,776
Cash to close
$106,850
Interest Paid
$30,378

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Concrete, Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Wood, Front Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: A-Frame
Materials
  • Concrete, Stucco, Frame
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $261.3
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:14:31.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $106,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$292,150
Your Cash$106,850
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,311/mo
Traditional @ 7.15%
$2,224/mo
You save $913/month ($10,955/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225042730

Listing From: MLS Metrolist

Last updated: 2025-04-24T17:05:20.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,311 /mo
$2,144 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $106,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$292,150
Your Cash$106,850
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,311/mo
Traditional @ 7.15%
$2,224/mo
You save $913/month ($10,955/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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