$729,000
($352,236 down)456 Lone Spur Drive, Folsom, CA 95630
PITI Monthly
Listing courtesy of: Chris L Miller, Bentley Mortgage and Real Estate Services
Assumed Rate
2.68%
7.15%Principal & Interest
$1,686 /mo
$2,814 /moWhat's Special
Step into style and comfort with this beautifully updated 3 bed, 2 bath home offering 1,468 sq ft of modern living. The remodeled kitchen shines with quartz countertops, two-tone cabinets, and sleek LG stainless steel appliancesperfect for hosting or quiet evenings at home. Retreat to the luxurious primary suite featuring tile floors, granite counters, porcelain-tiled shower, and dual vanities. Plantation shutters add a touch of elegance throughout. Step outside to your peaceful backyard oasis with a Japanese Maple, plum tree, and only one shared fencebacking to a scenic, open hillside for added privacy and serenity. Located close to both elementary and high schools, this home offers the ideal blend of comfort, convenience, and charm. Don't miss your chance to own this stylish sanctuaryschedule your tour today!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,197.35/mo
Estimated Loan Balance
$474,285
Cash to close
$352,236
Interest Paid
$43,542
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central, Fireplace Insert
Features
- Materials: Stucco, Frame
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Insert, Family Room, Gas Starter
- Flooring: Carpet, Laminate, Stone, Tile
Exterior
Fencing
- Fencing: Fenced
Roof
- Roof: Spanish Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Meter on Site, Water District, Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Frame
- Roof: Spanish Tile
Condition
- Year Built: 2004
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: Yes
- HOA Name:
- HOA Amenities: Unknown
- HOA Fee: $165
- HOA Frequency: $Quarterly
Location
- Region: Folsom
Financial Details
- Price per Sqft: $496.59
- Tax Annual Amount: $
- On Market Date: 2025-04-23T20:32:49.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $352,236!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225047700
Listing From: MLS Metrolist
Last updated: 2025-04-16T21:54:02.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.68%
7.15%Principal & Interest
$1,686 /mo
$2,814 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $352,236!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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