Britney  Galvan

Britney Galvan

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$469,000

($397,378 down)
FHA

4514 Cedarwood Way, Sacramento, CA 95823

3
2
1,232 sqft
PITI Monthly
$654.11 /mo

Listing courtesy of: Mario N Rodriguez, LPT Realty, Inc

Assumed Rate

2.66%
7.15%

Principal & Interest

$415 /mo
$694 /mo

What's Special

REMODELED

This is about as close as you will get to a brand new house! Pretty much EVERYTHING has been remodeled to your satisfaction, including, flooring, paint, kitchen, bathrooms, roof, AC unit, even the driveway is newer! You won't find another one like this, come over and check it out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.66
Remaining Loan Term
18 years, 2 months
Monthly PITI
$654.11/mo
Estimated Loan Balance
$72,133
Cash to close
$397,378
Interest Paid
$27,737

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $380.68
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:59:20.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $397,378 (85%)
You can enter any amount below - secondary financing will cover the difference if needed.
85%
$

You cover the entire equity of $397,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$71,622
Your Cash:$397,378
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$415/mo
Traditional @ 7.15%
$720/mo
You save $305/month ($3,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048588

Listing From: MLS Metrolist

Last updated: 2025-04-24T03:02:49.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.66%
7.15%

Principal & Interest

$415 /mo
$694 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $397,378 (85%)
You can enter any amount below - secondary financing will cover the difference if needed.
85%
$

You cover the entire equity of $397,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$71,622
Your Cash:$397,378
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$415/mo
Traditional @ 7.15%
$720/mo
You save $305/month ($3,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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