Britney  Galvan

Britney Galvan

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$574,900

($7,433 down)
VA

4191 Choteau Circle, Rancho Cordova, CA 95742

4
2
1,713 sqft
PITI Monthly
$3,413.72 /mo

Listing courtesy of: Mark L Morris, Redfin Corporation

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,247 /mo
$3,985 /mo

What's Special

SPACIOUS
LUXURY
PRIVATE BACKYARD

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the sought-after Sunridge Park Village community of Rancho Cordova! Spanning 1,713 sq. ft., this single-story gem has been freshly updated with sophisticated interior paint, creating a warm and stylish ambiance. Step inside to durable and stylish luxury vinyl plank flooring throughout the main living areas and bathrooms. Plush carpeting in the primary suite and two secondary bedrooms adds comfort and warmth, featuring an extra-thick, waterproof pad for lasting durability. The spacious kitchen provides ample cabinetry and includes newer appliances, such as the refrigerator and dishwasher. An abundance of natural light fills the home, enhancing its bright, inviting atmosphere. The private backyard is perfect for relaxing or entertaining, featuring mature fruit treesavocado, Cara Cara oranges, persimmons, plums, lemons, and moreplus plenty of space to enjoy the outdoors. A storage shed adds extra convenience. Additional highlights include an owned solar system for energy efficiency, a highly rated school district, and parks within walking distance. Nestled in a peaceful neighborhood, this move-in-ready home is waiting for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,413.72/mo
Estimated Loan Balance
$569,782
Cash to close
$7,433
Interest Paid
$75,653

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central, Natural Gas
Features
  • Materials: Concrete, Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Concrete, Stucco, Wood
  • Roof: Composition
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $335.61
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:32:40.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,433 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $7,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$567,467
Your Cash$7,433
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,247/mo
Traditional @ 7.15%
$4,133/mo
You save $886/month ($10,637/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225031353

Listing From: MLS Metrolist

Last updated: 2025-03-22T00:44:03.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,247 /mo
$3,985 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,433 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $7,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$567,467
Your Cash$7,433
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,247/mo
Traditional @ 7.15%
$4,133/mo
You save $886/month ($10,637/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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