$625,000
($104,260 down)407 Wool Street, Folsom, CA 95630
PITI Monthly
Listing courtesy of: Nikki James, RE/MAX Gold
Assumed Rate
6.36%
7.15%Principal & Interest
$3,333 /mo
$3,614 /moWhat's Special
Historic Folsom's most charming houses, steps to Sutter St! This fully remodeled 3 bed 2 bath home features quartz countertops, laminate flooring, and top-of-the-line stainless steel appliances, this place has style! Flooded with natural light, the interior feels open and inviting. RV or boat parking is available onsite, providing added convenience for outdoor enthusiasts. Situated in a prime location, this property is just moments away from the vibrant Sutter Street shopping and dining scene, as well as the picturesque American River trails. Convenience meets charm in this sought-after Folsom neighborhood!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,878.97/mo
Estimated Loan Balance
$522,442
Cash to close
$104,260
Interest Paid
$72,847
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Ceiling Fan(s)
- Heating: Electric
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features:
- Flooring: Carpet, Laminate, Tile
Exterior
Fencing
- Fencing: Back Yard, Front Yard
Roof
- Roof: Composition
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Cottage, Craftsman
Materials
- Stucco
- Roof: Composition
Condition
- Year Built: 1920
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: No
Location
- Region: Folsom
Financial Details
- Price per Sqft: $458.55
- Tax Annual Amount: $
- On Market Date: 2025-04-24T08:18:33.000Z
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You cover the entire equity of $104,260!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225051184
Listing From: MLS Metrolist
Last updated: 2025-04-24T16:31:01.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.36%
7.15%Principal & Interest
$3,333 /mo
$3,614 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $104,260!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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