Britney  Galvan

Britney Galvan

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$449,900

($180,872 down)
FHA

4015 William Way, Camino, CA 95709

4
2
2,022 sqft
PITI Monthly
$1,865.29 /mo

Listing courtesy of: Jake Oliver, BERKSHIRE HATHAWAY Home Services NorCal Real Estate

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,491 /mo
$2,136 /mo

What's Special

LOCATION
HARDWOOD FLOORS

Vintage Camino cottage in the heart of Apple Hill. 4 bedroom 1 1/2 bath with large basement and detached garage/workshop. The home displays charm and character throughout featuring vintage appliances, clawfoot tub, original hardwood floors and case work. New interior/exterior paint. Build a 2nd home/ADU on the large .13 acre adjacent lot(APN # 043-223-006-000) which is included in sale. Great location close to Hwy 50, within walking distance of restaurants, shops and Apple Hill orchards.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,865.29/mo
Estimated Loan Balance
$159,979
Cash to close
$180,872
Interest Paid
$84,082

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Wood Stove
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Stove, Other
  • Flooring: Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Metal
Condition
  • Year Built: 1939
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Camino

Financial Details

  • Price per Sqft: $222.5
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:47:49.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,872 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $180,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$269,028
Your Cash$180,872
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,491/mo
Traditional @ 7.15%
$2,215/mo
You save $724/month ($8,686/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038108

Listing From: MLS Metrolist

Last updated: 2025-03-28T18:07:46.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,491 /mo
$2,136 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,872 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $180,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$269,028
Your Cash$180,872
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,491/mo
Traditional @ 7.15%
$2,215/mo
You save $724/month ($8,686/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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