Britney  Galvan

Britney Galvan

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$499,000

($25,029 down)
VA

3801 Horton Lane, Carmichael, CA 95608

3
1
1,209 sqft
PITI Monthly
$3,181.35 /mo

Listing courtesy of: Tony H Nguyen, LPT Realty, Inc

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,015 /mo
$3,276 /mo

What's Special

SHOPPING
DINING
STAINLESS STEEL APPLIANCES
DECK
SAFE
CHARMING
COZY

Nestled in the heart of Carmichael, this charming 3-bed (Plus an office making it a possible 4 bedroom), 1-bath house offers a perfect blend of comfort, style, and convenience. As you step inside, you're greeted by LVP floors that flow seamlessly throughout the home. The heart of the home is the stunning kitchen, featuring granite counters, stainless steel appliances, and ample cabinetry for all your storage needs. The adjacent dining area provides a perfect space for enjoying meals with family and friends. Outside, the backyard is truly a sanctuary. Relax and unwind by the above-ground pool with an attached deck, creating a private oasis for relaxation and entertaining. On cooler evenings, gather around the outdoor fire pit or sit under the covered porch for outdoor dining, creating a cozy ambiance and the perfect setting for making lasting memories. The backyard also includes a convenient dog run, ensuring a safe area for your furry friends to play. With a 2-car garage and room for your boat or RV on the side of the home, parking and storage will never be a concern. Centrally located in Carmichael, you'll have easy access to shopping, dining, parks, and transportation options. Don't miss out on this incredible opportunity to own a home that offers both comfort and style.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,181.35/mo
Estimated Loan Balance
$475,486
Cash to close
$25,029
Interest Paid
$55,801

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Simulated Wood, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Above Ground, Pool Sweep

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: HORTON TRACK
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Carmichael

Financial Details

  • Price per Sqft: $412.74
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:02:32.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $25,029 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $25,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$473,971
Your Cash$25,029
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,015/mo
Traditional @ 7.15%
$3,398/mo
You save $383/month ($4,598/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224017836

Listing From: MLS Metrolist

Last updated: 2025-03-04T18:35:01.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,015 /mo
$3,276 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,029 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $25,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$473,971
Your Cash$25,029
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,015/mo
Traditional @ 7.15%
$3,398/mo
You save $383/month ($4,598/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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