Britney  Galvan

Britney Galvan

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$200,000

($0 down)*
VA

Potential short sale please verify with your agent.

3740 26th Avenue, Sacramento, CA 95820

3
2
1,212 sqft
PITI Monthly
$1,591.56 /mo

Listing courtesy of: Amir Cackovic, eXp Realty of California Inc.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,442 /mo
$2,280 /mo

What's Special

REMODELED
LOCATION
MOVE-IN READY
GRANITE COUNTERTOPS

Auction - Exceptional Opportunity for Owner-Occupied Buyers! Take advantage of an assumable loan with a low 2.97% interest rate a rare find in today's market! This beautifully remodeled 3-bedroom, 2-bath home sits on a large lot with plenty of space to build an ADU in the backyard. The kitchen features brand-new cabinets and granite countertops, while both bathrooms have been tastefully updated. Enjoy new flooring throughout and a move-in ready home in a prime locationjust minutes from downtown Sacramento with easy freeway access.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,591.56/mo
Estimated Loan Balance
$346,060
Cash to close
$0
Interest Paid
$32,073

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Shingle
Condition
  • Year Built: 1928
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $165.02
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:00:24.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$200,000
Your Cash$0
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,442/mo
Traditional @ 7.15%
$2,365/mo
You save $924/month ($11,082/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048878

Listing From: MLS Metrolist

Last updated: 2025-04-24T20:01:24.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,442 /mo
$2,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$200,000
Your Cash$0
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,442/mo
Traditional @ 7.15%
$2,365/mo
You save $924/month ($11,082/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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