Britney  Galvan

Britney Galvan

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$870,000

($480,962 down)
VA

3635 Arden Villa Place, Roseville, CA 95747

4
3
2,662 sqft
PITI Monthly
$3,398.32 /mo

Listing courtesy of: Gabe G Mannie, Redfin Corporation

Assumed Rate

2.36%
7.15%

Principal & Interest

$3,182 /mo
$4,372 /mo

What's Special

SERENE
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO

Experience luxury living in this impeccably maintained 4-bedroom, 2.5-bath home, offering over 2,600 sq. ft. of beautifully designed space on a nearly 0.25-acre lot. Experience stunning views as soon as you walk in the door. This home boasts an open floor plan that is flooded with warm natural light from the abundance of windows that gaze out to the beautiful greenbelt! Stunning flooring welcomes you into this amazing home. A grand kitchen meets all your needs with beautiful granite countertops, abundant cabinetry & storage, a pantry and to top it off, there is a terrific, large island that is set up perfectly to overlook the rest of the home and out to your amazing views. The spacious primary suite continues with breathtaking views and features 2 walk-in closets and great primary bathroom. The 3 additional bedrooms feel oversized offering space for everyone. The HUGE laundry room includes an abundance of storage AND space for a hobby or craft area. Enjoy ultimate tranquility in the serene backyard on your fantastic patio with no back neighbors. It's a perfect place to relax and enjoy those California nights! Located in a fantastic community that has access to miles of trails, your next home is calling!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.36
Remaining Loan Term
11 years, 9 months
Monthly PITI
$3,398.32/mo
Estimated Loan Balance
$447,567
Cash to close
$480,962
Interest Paid
$33,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s), Natural Gas
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Circulating, Stone, Family Room, Gas Log
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard, Metal, Wood
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame, Wood
  • Roof: Cement, Tile
Condition
  • Year Built: 2016
Details
  • Builder: Homes by Towne

Community & HOA

Community
  • Subdivision: Morgan Ranch
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $326.82
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:59:29.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $480,962 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $480,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$389,038
Your Cash:$480,962
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$3,182/mo
Traditional @ 7.15%
$4,473/mo
You save $1,291/month ($15,494/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048809

Listing From: MLS Metrolist

Last updated: 2025-04-18T15:32:44.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.36%
7.15%

Principal & Interest

$3,182 /mo
$4,372 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $480,962 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $480,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$389,038
Your Cash:$480,962
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$3,182/mo
Traditional @ 7.15%
$4,473/mo
You save $1,291/month ($15,494/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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