Britney  Galvan

Britney Galvan

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$819,900

($437,412 down)
VA

3298 Europa, Roseville, CA 95661

4
3
2,336 sqft
PITI Monthly
$1,957.38 /mo

Listing courtesy of: Natalie J Banning, HomeSmart ICARE Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,741 /mo
$2,850 /mo

What's Special

LOCATION
SERENE
MODERN
PATIO
EFFICIENT

Welcome to 3298 Europa Street, a meticulously designed 4-bedroom, 3-bathroom residence situated in the highly desirable East Roseville area. This professionally designed home features a convenient ground-floor bedroom and full bath, ideal for guests or multigenerational living. The gourmet kitchen offers premier appliances, including GE Monogram and a panel-front Sub-Zero refrigerator, catering to culinary enthusiasts. Throughout the home, custom features such as a one of a kind custom walk-in pantry adding both charm and functionality. Residents benefit from Roseville's cost efficient utilities and the home's location within the boundaries of top-rated Eureka Union School District and Granite Bay High School, ensuring the highest rated educational opportunities. Step through the flourishing floral archway into a serene outdoor retreat. Accessible via custom French doors, the expanded patio and courtyard provide an inviting space for morning coffee or brunch amidst lush surroundings. The backyard's tiered waterfall enhances the tranquil ambiance, creating a private oasis perfect for relaxation and entertaining. Experience the perfect blend of sophistication and comfort at 3298 Europa Street a designer home for discerning tastes and modern lifestyles.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,957.38/mo
Estimated Loan Balance
$384,159
Cash to close
$437,412
Interest Paid
$46,620

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Piped
  • Flooring: Carpet, Stone, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood, Full
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Olympus Heights
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $350.98
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:20:43.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $437,412 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $437,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$382,488
Your Cash:$437,412
Total Purchase Price:$819,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,741/mo
Traditional @ 7.15%
$2,956/mo
You save $1,216/month ($14,589/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225040013

Listing From: MLS Metrolist

Last updated: 2025-04-24T18:18:02.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,741 /mo
$2,850 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $437,412 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $437,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$382,488
Your Cash:$437,412
Total Purchase Price:$819,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,741/mo
Traditional @ 7.15%
$2,956/mo
You save $1,216/month ($14,589/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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