Britney  Galvan

Britney Galvan

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$410,000

($161,656 down)
VA

3157 Staysail Street, Sacramento, CA 95833

2
2
816 sqft
PITI Monthly
$1,286.94 /mo

Listing courtesy of: Olivia E Barrett, GUIDE Real Estate

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,137 /mo
$1,798 /mo

What's Special

OPEN CONCEPT
SHOPPING
COMMUNITY POOL

Rare single story floorplan in the highly sought after Riverdale community. This low maintenance home boasts an open concept kitchen, durable laminate flooring throughout and a turfed backyard. Enjoy the community pool, recreational facility, and gym for just $58/month. Conveniently located near parks, shopping, schools, and only 15 minutes from downtown.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,286.94/mo
Estimated Loan Balance
$274,559
Cash to close
$161,656
Interest Paid
$25,296

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Simulated Wood, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $58
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $502.45
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:57:45.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $161,656 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $161,656!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$248,344
Your Cash$161,656
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,137/mo
Traditional @ 7.15%
$1,865/mo
You save $728/month ($8,741/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048108

Listing From: MLS Metrolist

Last updated: 2025-04-17T22:11:35.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,137 /mo
$1,798 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,656 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $161,656!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$248,344
Your Cash$161,656
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,137/mo
Traditional @ 7.15%
$1,865/mo
You save $728/month ($8,741/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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