Britney  Galvan

Britney Galvan

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$619,000

($68,234 down)
FHA

3135 Declaration Avenue, Lincoln, CA 95648

4
3
2,318 sqft
PITI Monthly
$3,294.8 /mo

Listing courtesy of: Nicole R Masters, Realty ONE Group Complete

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,714 /mo
$3,953 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
LANDSCAPED
EFFICIENT
SOLAR PANELS

HUGE PRICE REDUCTION!! Assumable VA loan - 2.75%! Welcome to this stunning two-story home in Lincoln! This energy-efficient home features an open floor plan, luxury vinyl plank flooring, and abundant natural light. The modern kitchen boasts quartz countertops, stainless steel appliances, white shaker cabinets, black hardware, and a spacious island, seamlessly flowing into the dining and living area is perfect for entertaining! Downstairs, a dedicated office space offers flexibility as a potential bedroom, complemented by a full bathroom, making it an excellent option for multi-generational living. Upstairs, the spacious primary suite includes a walk-in closet and spa-like bath with dual vanities and a glass-enclosed shower. Three additional bedrooms and a guest bath provide ample space, while the upstairs laundry room adds convenience. The beautifully landscaped backyard features low-maintenance synthetic turf, concrete pavers, and a private fenced perimeter. OWNED solar panels keep energy costs low. Close to parks, schools, shopping, and dining. Don't miss outschedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,294.8/mo
Estimated Loan Balance
$554,687
Cash to close
$68,234
Interest Paid
$64,213

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiUnits
  • Heating: Central, Gas
Features
  • Materials: Plaster, Brick Veneer, Ceiling Insulation, Concrete, Stucco, Frame, Glass, Wall Insulation, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Spanish Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Meter Available, Meter on Site, Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Plaster, Brick Veneer, Ceiling Insulation, Concrete, Stucco, Frame, Glass, Wall Insulation, Wood
  • Roof: Spanish Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $267.04
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:31:57.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $68,234 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $68,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$550,766
Your Cash$68,234
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,714/mo
Traditional @ 7.15%
$4,100/mo
You save $1,386/month ($16,637/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224128060

Listing From: MLS Metrolist

Last updated: 2025-04-11T22:32:38.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,714 /mo
$3,953 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,234 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $68,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$550,766
Your Cash$68,234
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,714/mo
Traditional @ 7.15%
$4,100/mo
You save $1,386/month ($16,637/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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