Britney  Galvan

Britney Galvan

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$1,275,000

($822,588 down)
VA

3090 Black Oak Drive, Rocklin, CA 95765

4
3
3,239 sqft
PITI Monthly
$2,601.14 /mo

Listing courtesy of: David Gabris, Gabris Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$2,301 /mo
$3,414 /mo

What's Special

SERENE
LUXURY
CUSTOM BUILT
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
FAMILY-FRIENDLY
COZY

Nestled in the prestigious Whitney Oaks community, this exceptional 4-bedroom, 3-bathroom home offers breathtaking views of Sacramento and the northern Sierras. Spanning 3,239 sqft, this home blends luxury and comfort in a serene, family-friendly neighborhood. The well-maintained exterior leads to an inviting interior, featuring tile flooring throughout the downstairs. Enjoy both gas and wood-burning fireplaces, creating a cozy ambiance, while the gourmet kitchen boasts stainless steel appliances, granite countertops, and slate backsplashes. The adjoining bar/second kitchen area is perfect for entertaining. Remote control exterior blinds allow for effortless climate and light control. The garage is organized with built-in cabinets, overhead storage, and an epoxy-painted floor. The master suite includes a walk-in closet with custom built-in storage. Outdoors, a custom, free-form pool with a waterfall and LED lights is the perfect retreat, alongside a relaxing jacuzzi spa. The palapa-covered outdoor built-in BBQ area and separate gas fire pit are ideal for entertaining. With close access to hiking and recreational areas, this home offers the ultimate blend of luxury living and nature.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.61
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,601.14/mo
Estimated Loan Balance
$457,451
Cash to close
$822,588
Interest Paid
$88,204

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stone, Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning, Gas Log
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Metal, Wood
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Cabana, Gunite Construction, See Remarks

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Contemporary
Materials
  • Stone, Stucco, Wood
  • Roof: Cement, Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Rocklin

Financial Details

  • Price per Sqft: $393.64
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:17:28.000Z
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Savings Calculator

Current cash to close is $822,588 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $822,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$452,412
Your Cash:$822,588
Total Purchase Price:$1,275,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$2,301/mo
Traditional @ 7.15%
$3,542/mo
You save $1,240/month ($14,885/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225028261

Listing From: MLS Metrolist

Last updated: 2025-04-12T17:55:13.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$2,301 /mo
$3,414 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $822,588 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $822,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$452,412
Your Cash:$822,588
Total Purchase Price:$1,275,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$2,301/mo
Traditional @ 7.15%
$3,542/mo
You save $1,240/month ($14,885/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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