Britney  Galvan

Britney Galvan

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$440,000

($58,453 down)
FHA

3051 Sage Creek Road UNIT 18, Fort Collins, CO 80528

3
4
1,791 sqft
PITI Monthly
$2,430.56 /mo

Listing courtesy of: Tara Tooley, Tara Tooley

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,818 /mo
$2,752 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
MASTER SUITE
FINISHED BASEMENT
WALKING TRAILS

Unlock an Unbeatable Financial Advantage in Southeast Fort Collins! Imagine securing a $385,000 mortgage with an incredibly low 3.92% interest rate! This rare opportunity offers an estimated monthly payment of just $2,488 (requires approx. $60k down, 60-90 day qualification). Discover this inviting townhome featuring a bright, open layout with bamboo floors and newer stainless steel appliances. Upstairs boasts two spacious master suites. A finished basement offers a third bedroom/office and 3/4 bath. Out front, a quaint fenced-in porch welcomes you home-perfect for sipping coffee, reading a book, or enjoying the fresh Colorado air. Just steps away, your detached one-car garage offers convenient parking or storage space, right outside your front door. Location, Location, Location! Moments from neighborhood schools, peaceful walking trails, and the fantastic Twin Silos Park - known for its unique play structures, community garden, and dog park. Plus, with easy access to shopping, dining, and I-25, everything you need is within minutes.Financing Details: Assume/qualify for the $385k mortgage at 3.92% (significantly lower than 6%+ rates). Takes 60-90 days, requires approximately $60,000 down payment, estimated monthly payment of $2,488.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,430.56/mo
Estimated Loan Balance
$399,047
Cash to close
$58,453
Interest Paid
$42,065

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sage Creek Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sage Creek Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $330
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $245.67
  • Tax Annual Amount: $2082
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,453 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,453!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$381,547
Your Cash$58,453
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,818/mo
Traditional @ 7.15%
$2,855/mo
You save $1,036/month ($12,436/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030859

Listing From: recolorado

Last updated: 2025-04-25T21:21:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,818 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,453 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,453!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$381,547
Your Cash$58,453
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,818/mo
Traditional @ 7.15%
$2,855/mo
You save $1,036/month ($12,436/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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