Britney  Galvan

Britney Galvan

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$499,000

($326,126 down)
VA

2536 La Loma Drive, Rancho Cordova, CA 95670

4
2
1,440 sqft
PITI Monthly
$1,940.61 /mo

Listing courtesy of: Jaime Becker, Coldwell Banker Realty

Assumed Rate

3.2%
7.15%

Principal & Interest

$1,774 /mo
$2,298 /mo

What's Special

LOCATION
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO

This beautifully maintained home offers a warm and inviting layout with vaulted ceilings in the living room, creating a bright and open space perfect for relaxing or entertaining. Durable vinyl plank flooring flows through the main living areas, while the bedrooms feature new carpet for added comfort. The updated kitchen is a standout, complete with stainless steel appliances and an open design that connects seamlessly to the living room. Both bathrooms have also been tastefully updated, adding a fresh and modern touch. Enjoy peace of mind with a newer 50-year roof and newer furnace. Outside enjoy the covered patio and a spacious backyard with mature fruit trees; ideal for outdoor gatherings or quiet evenings at home. There's also potential for RV access, offering added flexibility for your lifestyle. Located close to schools and the American River Parkway, this home combines modern updates, thoughtful features, and a great location. Welcome Home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.2
Remaining Loan Term
9 years, 5 months
Monthly PITI
$1,940.61/mo
Estimated Loan Balance
$224,063
Cash to close
$326,126
Interest Paid
$38,395

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $346.53
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:21:44.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $326,126 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $326,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.2% Sellers Rate
$172,874
Your Cash:$326,126
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.2%
$1,774/mo
Traditional @ 7.15%
$2,351/mo
You save $577/month ($6,928/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225045661

Listing From: MLS Metrolist

Last updated: 2025-04-23T15:43:45.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.2%
7.15%

Principal & Interest

$1,774 /mo
$2,298 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $326,126 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $326,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.2% Sellers Rate
$172,874
Your Cash:$326,126
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.2%
$1,774/mo
Traditional @ 7.15%
$2,351/mo
You save $577/month ($6,928/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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