Britney  Galvan

Britney Galvan

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$599,000

($269,203 down)
VA

2434 Walnut Oaks Lane, Carmichael, CA 95608

4
2
1,986 sqft
PITI Monthly
$1,747.84 /mo

Listing courtesy of: Erik Hoberg, Rancho Murieta Homes & Land

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,581 /mo
$2,482 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
SOAKING TUB
PATIO
SAFE

Welcome to this lovely home located in the highly sought-after gated community of Whispering Oaks. This spacious 4 bed, 2 bath home has an open-flowing floor plan with wood look wood-look flooring & enjoys an abundance of light from its numerous windows. The formal living/dining room combo & kitchen family room combo, are both perfect for entertaining with friends & family. The kitchen boasts expansive Composite counters & an abundance of cabinets with ample storage space. The kitchen opens to the family room, creating the perfect transition to a relaxing atmosphere or a fun game night. The spacious primary bedroom has a double door entry & door to the back yard. The primary bath has a beautiful tile surround soaking tub, paired with a clear glass & tile shower enclosure. All of the bedrooms offer plenty of natural light & abundant closet space. The low-maintenance backyard can be reached from the kitchen/family room or the primary bedroom. The back patio, shaded by trees & patio cover is ideal for outdoor entertaining. This wonderful home has everything you need & more. The private gated community adds an extra level of safety & security. Large 3 car garage & tile roof. HOA fees include weekly front yard maintenance. $14,500 Air conditioner, Furnace & Coil, NEW as of July 2022.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,747.84/mo
Estimated Loan Balance
$331,924
Cash to close
$269,203
Interest Paid
$51,580

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Electric
Features
  • Materials: Concrete, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Simulated Wood, Linoleum

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer in Street, In & Connected
  • Water Source: Meter on Site, Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Mediterranean
Materials
  • Concrete, Stucco, Frame, Wood
  • Roof: Cement, Tile
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Monthly
Location
  • Region: Carmichael

Financial Details

  • Price per Sqft: $301.61
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:57:16.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $269,203 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $269,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$329,797
Your Cash$269,203
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,581/mo
Traditional @ 7.15%
$2,574/mo
You save $993/month ($11,920/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047986

Listing From: MLS Metrolist

Last updated: 2025-04-18T19:28:39.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,581 /mo
$2,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $269,203 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $269,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$329,797
Your Cash$269,203
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,581/mo
Traditional @ 7.15%
$2,574/mo
You save $993/month ($11,920/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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