Britney  Galvan

Britney Galvan

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$490,000

($118,810 down)
VA

2329 Mcgregor Drive, Rancho Cordova, CA 95670

3
2
1,112 sqft
PITI Monthly
$1,835.03 /mo

Listing courtesy of: Kathy Echevarri, eXp Realty of California Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,668 /mo
$2,764 /mo

What's Special

INVESTORS
SHOPPING
MOVE-IN READY
RENOVATED

Welcome to 2329 McGregor Dr in Rancho Cordova! This well-maintained 3 bed, 2 bath home features recent updates including a new AC & heater (2024), a renovated master bathroom (2023-2024), upgraded insulation and ductwork, a new front door, ceiling fan, and more. Exterior upgrades include frontyard sod, a concrete backyard walkway, north side fencing, and frontyard concrete work. The layout is functional and bright ideal for everyday living or entertaining. Conveniently located near parks, schools, shopping, and freeway access. A perfect opportunity for first-time buyers or investors seeking a move-in ready home in a well-established neighborhood!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,835.03/mo
Estimated Loan Balance
$372,826
Cash to close
$118,810
Interest Paid
$43,739

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Brick, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Dining Room, Family Room, Wood Burning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Brick, Concrete, Stucco
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $440.65
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:25:39.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $118,810 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $118,810!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$371,190
Your Cash$118,810
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,668/mo
Traditional @ 7.15%
$2,867/mo
You save $1,198/month ($14,381/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225046207

Listing From: MLS Metrolist

Last updated: 2025-04-18T23:19:52.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,668 /mo
$2,764 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,810 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $118,810!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$371,190
Your Cash$118,810
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,668/mo
Traditional @ 7.15%
$2,867/mo
You save $1,198/month ($14,381/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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