Britney  Galvan

Britney Galvan

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Active

$469,900

($192,658 down)
FHA

2319 Edinburgh Drive, Elverta, CA 95626

3
2
1,285 sqft
PITI Monthly
$1,627.43 /mo

Listing courtesy of: Ashley A Gilbertson, Prime Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,243 /mo
$2,075 /mo

What's Special

MODERN
RENOVATED
HOME OFFICE
PATIO
COZY

Nestled on over a quarter-acre corner lot at the edge of an incredibly peaceful Elverta neighborhood, this recently updated 3 bedroom, 2 bath home offers privacy, modern comfort, and endless possibilities! Boasting a brand new kitchen, updated flooring throughout, and two beautifully renovated bathrooms with sleek fixtures and contemporary design. The living area is bathed in natural light, perfect for entertaining or cozy family nights. The primary suite features a large sitting area, a luxurious en-suite bath, backyard access, and ample closet space, while additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to your large, covered patio, ideal for year-round outdoor enjoyment, overlooking a sprawling backyard with endless potential for gardening or recreation. Not to mentioned...RV access! Tucked away, yet conveniently close to Gibson Ranch Park, TWO golf courses, Cherry Island Sports Complex, 5 minute drive to Roseville, and just a hop skip and a jump over to 99 for a Kings game or to catch your next flight at SMF!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,627.43/mo
Estimated Loan Balance
$279,105
Cash to close
$192,658
Interest Paid
$32,734

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Siding
  • Roof: Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Linwood
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elverta

Financial Details

  • Price per Sqft: $365.68
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:29:21.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $192,658 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $192,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$277,242
Your Cash$192,658
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,243/mo
Traditional @ 7.15%
$2,153/mo
You save $910/month ($10,916/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047109

Listing From: MLS Metrolist

Last updated: 2025-04-24T20:10:31.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,243 /mo
$2,075 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,658 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $192,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$277,242
Your Cash$192,658
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,243/mo
Traditional @ 7.15%
$2,153/mo
You save $910/month ($10,916/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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