Britney  Galvan

Britney Galvan

Property SearchContact
primary-1
primary-2primary-3
Active

$625,000

($130,035 down)
FHA

1598 La Guardia Circle, Lincoln, CA 95648

5
4
2,846 sqft
PITI Monthly
$2,976.35 /mo

Listing courtesy of: Melinda Shrader, Coldwell Banker Realty

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,420 /mo
$3,714 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
SOAKING TUB
HOME OFFICE
FLEX SPACE
COZY
AFFORDABLE

Welcome to this near new 5-bedroom, 4-bathroom home, built in 2020, offering contemporary style and thoughtful design. With a 3-car garage, open-concept living spaces, and wonderful finishes, this home is perfect for modern living. The inviting family room features a cozy gas log fireplace with seamless flow into the open kitchen. The gourmet kitchen is a chef's dream with double ovens, a gas cooktop, white cabinetry, granite countertops, and a large pantry closet. Relax in the luxurious primary suite featuring a spa-like ensuite with granite countertops, dual vanities, romantic soaking tub and a walk-in shower. Upstairs loft provides additional flex space for a home office, media room, or play area. Spacious laundry room on the second floor, makes laundry day a breeze. Multi-Generational living options include an upstairs junior suite with a connecting bathroom, plus a remote downstairs bedroom and full bath, perfect for guests or extended family. Situated on a .1572-acre lot, offering a low-maintenance backyard with room to relax and unwind. Located in a desirable neighborhood close to parks, schools, and shopping - this home offers a blend of comfort and style. With some new flooring and a bit of interior touch up, this home gives a buyer opportunity at an affordable price.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.34
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,976.35/mo
Estimated Loan Balance
$614,806
Cash to close
$130,035
Interest Paid
$81,690

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Lap Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Log
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood, Masonry
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Lap Siding, Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Avenue at Lakeside
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $219.61
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:38:48.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,035 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $130,035!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$494,965
Your Cash$130,035
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,420/mo
Traditional @ 7.15%
$3,852/mo
You save $1,432/month ($17,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225032912

Listing From: MLS Metrolist

Last updated: 2025-04-12T04:27:38.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,420 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,035 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $130,035!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$494,965
Your Cash$130,035
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,420/mo
Traditional @ 7.15%
$3,852/mo
You save $1,432/month ($17,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

UME Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.