Britney  Galvan

Britney Galvan

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$575,000

($66,606 down)
VA

1521 Fairway Oaks Avenue, Banning, CA 92220

3
3
2,623 sqft
PITI Monthly
$3,685.7 /mo

Listing courtesy of: MEGHAN HARDIN, COLDWELL BANKER SKY RIDGE REALTY

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,920 /mo
$3,580 /mo

What's Special

REMODELED
SERENE
DINING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
PATIO
LANDSCAPED
CLUBHOUSE
ACTIVE ADULT COMMUNITY

Welcome to your own private paradise located in the spectacular Sun Lakes gated 55+ active adult community! No Mello Roos! This exquisite home boasts a serene, beautifully landscaped backyard featuring custom-designed, luscious, manicured landscapes highlighted by a large rock boulder and tiered waterfall fountain. Accented by beautiful greenery and flowering perennials, the tranquil and relaxing sound of water spilling from the waterfall enhances your outdoor living experience. Enjoy an English sculpted garden, covered patio, and built-in BBQ—perfect for entertaining or relaxing. The thoughtfully elevated gardens provide privacy, ideal for adding your personal spa retreat right outside the primary suite. Enter through a lovely, private, level entrance to find elegant designer tile and plush carpeting complemented by chic, modern touches. The expansive formal living and dining area greets you with soaring two-story ceilings, ample natural light, and a sophisticated dual-sided fireplace. Updated designer gold and crystal chandeliers enhance the elegant ambiance of the dining room. The recently refreshed kitchen features freshly painted cabinetry, stylish backsplash, and coordinating countertops, seamlessly connecting to the casual dining nook and second living area. High ceilings, plantation shutters, and large windows throughout offer abundant light and additional views of the stunning fireplace. Retreat to the main-level primary suite with vaulted ceilings, direct backyard access, a generous walk-in closet, dual sinks, luxurious soaking tub, and expansive walk-in shower. Upstairs, discover a spacious loft area, two additional bedrooms, and a full bathroom—ideal for guests or versatile living space. Sun Lakes offers unparalleled amenities, including championship and executive golf courses, pro shops, tennis, pickleball, bocce courts, two restaurants, a remodeled bar/lounge, and three clubhouses featuring indoor and outdoor pools, spas, fully-equipped gyms, ballroom, billiards, library, craft rooms, and over 80 clubs and activities. Conveniently located less than an hour from mountains, deserts, and beaches, and mere minutes from Desert Hills Premium Outlets and Morongo Casino. Don’t miss this rare opportunity—make this secluded gem your forever dream home today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,685.7/mo
Estimated Loan Balance
$510,489
Cash to close
$66,606
Interest Paid
$72,539

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SUN LAKES COUNTRY CLUB
  • Features: Golf, Mountainous, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $219.21
  • Tax Annual Amount: $7187.5
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,606 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $66,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$508,394
Your Cash$66,606
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,920/mo
Traditional @ 7.15%
$3,713/mo
You save $793/month ($9,516/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25090218

Listing From:

Last updated: 2025-04-25T22:08:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,920 /mo
$3,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,606 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $66,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$508,394
Your Cash$66,606
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,920/mo
Traditional @ 7.15%
$3,713/mo
You save $793/month ($9,516/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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