Britney  Galvan

Britney Galvan

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$1,398,800

($241,150 down)
FHA

130 Borrego, Irvine, CA 92618

3
3
1,715 sqft
PITI Monthly
$9,852.43 /mo

Listing courtesy of: Chris Kwon, Real Broker

Assumed Rate

6.72%
7.15%

Principal & Interest

$7,560 /mo
$7,896 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PRIVATE BACKYARD
CHARMING

Tucked away in one of Irvine’s most charming neighborhoods, 130 Borrego is where comfort, style, and community come together. This two-story gem is nestled in the Agave enclave of Portola Springs and offers the privacy and modern touches today’s homeowners are searching for. With 3 spacious bedrooms, 2.5 bathrooms, and 1,715 sq ft of living space, the home features a bright and airy open-concept layout that makes everyday living effortless. The first floor boasts new luxury vinyl plank flooring, recessed lighting, and large windows that fill the space with natural light. The kitchen is tastefully updated with refreshed cabinetry, sleek countertops, and stainless steel appliances—all flowing seamlessly into the dining and family room areas. A main-level bedroom and bathroom offer ideal flexibility for guests, in-laws, or a home office. Step outside to enjoy your private backyard retreat or access the oversized two-car garage with ease. Upstairs, you’ll find brand-new plush carpet underfoot, a massive primary suite complete with a walk-in closet and spa-inspired bathroom, and a generous secondary bedroom with its own private en-suite—perfect for growing families or roommates. Situated just minutes from award-winning Loma Ridge Elementary and within walking distance to over 15 resort-style community amenities including pools, parks, trails, and sports courts, this home checks all the boxes. Discover the lifestyle that makes Portola Springs one of Irvine’s most beloved neighborhoods—130 Borrego is ready to welcome you home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.72
Remaining Loan Term
29 years, 1 months
Monthly PITI
$9,852.43/mo
Estimated Loan Balance
$1,158,720
Cash to close
$241,150
Interest Paid
$71,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, Private, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Agave
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Irvine

Financial Details

  • Price per Sqft: $815.63
  • Tax Annual Amount: $17485
  • On Market Date: 2025-04-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $241,150 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $241,150!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$1,157,650
Your Cash$241,150
Total Purchase Price:$1,398,800

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$7,560/mo
Traditional @ 7.15%
$8,191/mo
You save $631/month ($7,573/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25085960

Listing From:

Last updated: 2025-04-24T18:43:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.72%
7.15%

Principal & Interest

$7,560 /mo
$7,896 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,150 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $241,150!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$1,157,650
Your Cash$241,150
Total Purchase Price:$1,398,800

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$7,560/mo
Traditional @ 7.15%
$8,191/mo
You save $631/month ($7,573/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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