Britney  Galvan

Britney Galvan

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$315,000

($30,986 down)
VA

1230 Whitney Ranch Parkway UNIT PW437, Rocklin, CA 95765

2
2
898 sqft
PITI Monthly
$1,549.33 /mo

Listing courtesy of: Corey A Rasmussen, NextHome Premier Properties

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,399 /mo
$2,038 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
ENTERTAINMENT
DINING
VAULTED CEILINGS
BALCONY
CLUBHOUSE
FITNESS CENTER
AFFORDABLE

Top-Floor 2-Bed, 2-Bath Condo in Whitney Ranch Welcome to Vicara at Whitney Ranch, a sought-after Rocklin community! This third-floor unit features vaulted ceilings, an open floor plan, and an extra kitchen window for natural light. The kitchen offers a pantry closet, dining bar, and ample cabinet space. The primary suite includes an en suite bath, and the in-unit laundry area adds convenience. Enjoy your private balcony and access to fantastic community amenities, including a pool, fitness center, and clubhouse. Located across from Whitney High School, this home is near top-rated schools, parks, trails, and Whitney Community Park. Plus, it's just minutes from Hwy 65, shopping, dining, and entertainment. No affordable housing restrictionspurchase freely! Ideal for first-time buyers, downsizers, or investors looking for a well-maintained home in a great location.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,549.33/mo
Estimated Loan Balance
$286,036
Cash to close
$30,986
Interest Paid
$33,113

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility

Construction

Type & Style
  • Stories: 0
  • Home type: Condominium
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $272
  • HOA Frequency: $Monthly
Location
  • Region: Rocklin

Financial Details

  • Price per Sqft: $350.78
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T01:10:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $30,986 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $30,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$284,015
Your Cash$30,986
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,399/mo
Traditional @ 7.15%
$2,114/mo
You save $715/month ($8,579/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225006723

Listing From: MLS Metrolist

Last updated: 2025-04-07T20:00:13.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,399 /mo
$2,038 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,986 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $30,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$284,015
Your Cash$30,986
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,399/mo
Traditional @ 7.15%
$2,114/mo
You save $715/month ($8,579/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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