Britney  Galvan

Britney Galvan

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Active

$549,000

($49,883 down)
FHA

1100 Harris Road, Placerville, CA 95667

3
2
1,962 sqft
PITI Monthly
$3,975.81 /mo

Listing courtesy of: Stephanie Shrum, Vista Sotheby's International Realty

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,577 /mo
$3,415 /mo

What's Special

LOCATION
SPACIOUS
MODERN
HARDWOOD FLOORS
HOME OFFICE
COZY

Discover the perfect blend of rural tranquility and modern comfort in this beautiful home! Just minutes from the charm of downtown Placerville, this move-in-ready 3-bedroom, 2-bath gem sits on a peaceful, tree-lined acre with 1,962 sq ft of living space. The main level features a spacious living room with a cozy wood-burning stove and a layout that lives like a single-story. Downstairs, two additional finished rooms with hardwood floors and private access offer endless potential ideal for a 4th bedroom, home office, guest suite, or multi-generational living. The raised foundation and easy plumbing access make it possible to add a bathroom or kitchenette. Enjoy local views from the covered back porch, perfect for relaxing or entertaining. The tiered yard offers level play areas, is fully fenced, and includes a separate kennel area for pets. Homes like this with space, flexibility, and location don't come along often. Don't miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$3,975.81/mo
Estimated Loan Balance
$501,512
Cash to close
$49,883
Interest Paid
$51,089

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Wall Unit(s)
  • Heating: Central, Wood Stove, Other
Features
  • Materials: Frame, Vinyl Siding, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Stove
  • Flooring: Laminate, Linoleum, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: See Remarks
Materials
  • Frame, Vinyl Siding, Wood, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $279.82
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:31:26.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,883 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $49,883!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$499,117
Your Cash$49,883
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,577/mo
Traditional @ 7.15%
$3,543/mo
You save $-35/month ($-417/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225046320

Listing From: MLS Metrolist

Last updated: 2025-04-24T01:42:19.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,577 /mo
$3,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,883 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $49,883!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$499,117
Your Cash$49,883
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,577/mo
Traditional @ 7.15%
$3,543/mo
You save $-35/month ($-417/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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