Britney  Galvan

Britney Galvan

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Active

$515,000

($417,293 down)
VA

10879 Portico Circle, Rancho Cordova, CA 95670

3
3
1,452 sqft
PITI Monthly
$801.37 /mo

Listing courtesy of: Cherie D Hunt, Century 21 Select Real Estate

Assumed Rate

6.54%
7.15%

Principal & Interest

$635 /mo
$675 /mo

What's Special

SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
EFFICIENT

Welcome to Veranda at Stone Creek where modern living meets peaceful surroundings! This beautifully designed 3-bedroom, 2.5-bath home was built in 2021 and offers comfort, style, and smart features throughout. Enjoy low-maintenance tile floors, plush Berber-style carpeting, and a gourmet kitchen with sleek quartz countertops and stainless steel appliances. Energy-efficient upgrades include dual-pane windows, LED lighting, a tankless water heater, leased solar paid by the builder upfront, and smart home integration for HVAC and alarm control plus a Ring doorbell for added security. Tucked away with only one neighbor to the left and none behind, this home offers privacy and serene views of the greenbelt. Just across the street from Stone Creek Community Park, it's the perfect blend of nature and neighborhood charm. The light, neutral color palette and durable stucco exterior with tile roofing add timeless curb appeal. The spacious 2-car garage includes built-in storage, a workbench area, and room for a full-sized pickup truck. Don't miss the opportunity to live in one of the area's most sought-after communities Veranda at Stone Creek is ready to welcome you home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$801.37/mo
Estimated Loan Balance
$98,010
Cash to close
$417,293
Interest Paid
$12,406

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Gas
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Veranda at Stone Creek
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $101
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $354.68
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:24:37.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $417,293 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $417,293!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$97,707
Your Cash:$417,293
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$635/mo
Traditional @ 7.15%
$701/mo
You save $66/month ($791/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225045956

Listing From: MLS Metrolist

Last updated: 2025-04-22T23:56:16.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$635 /mo
$675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $417,293 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $417,293!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$97,707
Your Cash:$417,293
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$635/mo
Traditional @ 7.15%
$701/mo
You save $66/month ($791/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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