$364,900
($28,525 down)1056 S 81ST Street, Mesa, AZ 85208
PITI Monthly
Listing courtesy of: Mary Newton, Keller Williams Integrity First
Assumed Rate
6.78%
7.15%Principal & Interest
$2,214 /mo
$2,298 /moWhat's Special
Welcome to this beautifully updated and expanded Navajo floorplan, located on a quiet cul-de-sac in the highly sought-after 55+ community of Fountain of the Sun. This 2-bedroom, 1.75-bath home features an open layout with laminate plank flooring, dual-pane windows, and plantation shutters. The kitchen offers sparkling granite countertops, breakfast bar, walk-in pantry, custom cabinetry with built-in desk, and stainless steel appliances including a smooth-top range with double ovens. Enjoy the convenience of a large utility room, and additional features include inside laundry with washer and dryer. The home also includes a water softener and R/O system. Roof was replaced in 2019, water heater in 2023, and the Arizona room has custom roller security shades. Enjoy a front covered patio, low-maintenance yard, mature spruce trees for privacy, and a 2-car garage with built-in storage. East/west exposure and move-in ready! Convenient to the US 60 and Red Mountain freeways, close to the Mesa Gateway Airport, Sky Harbor, and Costco! If shopping & dining out is your thing...Superstition Springs & San Tan Mall are a short drive away. Enjoy the Country Club & Golf Community offering a lake, and golf course. Lots of planned activities, pickleball, BOCCE, Fitness, billiards, library, horseshoes, arts & crafts, card room, shuffleboard, and more! Birdie's restaurant opened daily!
Assumption Snapshot
Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$2,481.42/mo
Estimated Loan Balance
$337,612
Cash to close
$28,525
Interest Paid
$22,961
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat, Window/Wall Unit
- Heating: Electric
Features
- Materials: Stucco, Wood Frame
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Laminate, Tile
Exterior
Fencing
- Fencing: None
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style: Ranch
Materials
- Stucco, Wood Frame
- Roof: Composition
Condition
- Year Built: 1980
Details
- Builder: UDC Homes
Community & HOA
Community
- Subdivision: FOUNTAIN OF THE SUN PARCEL NO. 4
- Features: Pickleball, Lake, Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Guarded Entry, Golf, Clubhouse, Fitness Center
HOA
- Has HOA: Yes
- HOA Name: FOSA
- HOA Amenities: Unknown
- HOA Fee: $361.5
- HOA Frequency: $Quarterly
Location
- Region: Mesa
Financial Details
- Price per Sqft: $291.22
- Tax Annual Amount: $1410
- On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6855477
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-23T07:15:38.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.78%
7.15%Principal & Interest
$2,214 /mo
$2,298 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $28,525!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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