Britney  Galvan

Britney Galvan

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$519,000

($431,520 down)
FHA

10363 Holmes Way, Rancho Cordova, CA 95670

3
2
1,404 sqft
PITI Monthly
$803.11 /mo

Listing courtesy of: Jill A Ottaway, Windermere Signature Properties Rocklin

Assumed Rate

3.38%
7.15%

Principal & Interest

$549 /mo
$838 /mo

What's Special

SPACIOUS
MOVE-IN READY
FIREPLACE
PATIO
CHARMING
COZY

Charming 3 bed, 2 bath home with pride of ownership throughout! Enjoy beautiful natural wood floors, a spacious family room, and a cozy living room with a custom gas fireplace. The kitchen features synthetic countertops custom cabinets with pull-out shelves for added convenience. Lots of storage Step outside to a large covered patioperfect for entertainingand a generous backyard with raised garden beds. Easy-care front yard, move-in ready, and full of comfort and charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.38
Remaining Loan Term
17 years, 8 months
Monthly PITI
$803.11/mo
Estimated Loan Balance
$102,538
Cash to close
$431,520
Interest Paid
$44,660

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Natural Gas
Features
  • Materials: Brick, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Tile, Wood, Parquet

Exterior

Fencing
  • Fencing: Back Yard, Wood, Front Yard, Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick, Stucco, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $369.66
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:19:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,520 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $431,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$87,480
Your Cash:$431,520
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$549/mo
Traditional @ 7.15%
$869/mo
You save $320/month ($3,843/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225044773

Listing From: MLS Metrolist

Last updated: 2025-04-11T15:17:58.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.38%
7.15%

Principal & Interest

$549 /mo
$838 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,520 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $431,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$87,480
Your Cash:$431,520
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$549/mo
Traditional @ 7.15%
$869/mo
You save $320/month ($3,843/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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