Britney  Galvan

Britney Galvan

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$575,000

($233,243 down)
FHA

1011 Old Mill Circle, Roseville, CA 95747

3
2
1,497 sqft
PITI Monthly
$1,967.36 /mo

Listing courtesy of: Gretchen A Bradley, Realty Source Incorporated

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,532 /mo
$2,558 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS

Beautiful and spacious single-story home in a quiet established West Roseville neighborhood. Open floorplan with remodeled kitchen, granite counters and stainless-steel appliances. Wood laminate floors throughout. This 3 bedroom, 2 bath home is a popular floorplan with a office/den that could easily make a 4th bedroom. Primary bedroom has outside access to the back and an attached ensuite with double sinks and a large closet. Nice private lot with a large storage shed; complete with electrical. Close to top rated schools, lots of shopping and so many local parks. Avalon shutters with lifetime warranty, closet organizers, new HVAC in 2021 and so much more. The list of extras just goes on and on.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,967.36/mo
Estimated Loan Balance
$344,817
Cash to close
$233,243
Interest Paid
$40,352

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Raised Hearth, Family Room, Wood Burning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $384.1
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:12:53.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $233,243 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $233,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$341,757
Your Cash$233,243
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,532/mo
Traditional @ 7.15%
$2,654/mo
You save $1,121/month ($13,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225044083

Listing From: MLS Metrolist

Last updated: 2025-04-21T20:19:39.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,532 /mo
$2,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,243 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $233,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$341,757
Your Cash$233,243
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,532/mo
Traditional @ 7.15%
$2,654/mo
You save $1,121/month ($13,457/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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